Highlights

This trajectory is anchored in a solid, profitable, and innovative business model. Sustainability remains embedded in our corporate strategy, guiding decisions, policies, and processes. In 2025, we made consistent progress in managing social, environmental, and climate risks, refining governance tools, and expanding eco-efficiency initiatives, supported by a robust governance structure aligned with best practices in the financial system.

Amid the fallout from the extreme weather events of 2024, we maintained an active and continuous presence in the state’s reconstruction efforts, notably by supporting the implementation of large-scale public programs by the Rio Grande do Sul State, such as Devolve ICMS, Todo Jovem na Escola, Volta por Cima, and MEI RS Calamidades, benefiting millions of people across different regions. This approach is in line with the Bank’s core mission: to stand by the people during critical moments.

In 2025, culture took center stage as one of the most authentic ways to restore the society of trust built over nearly a century. The announcement of the Banrisul Cultural and Social Institute in April 2026 ushered in a new cycle of structured initiatives in this area. The institution was launched with a projected investment of R$ 27 million and an estimated impact on approximately 1 million residents of Rio Grande do Sul, with a focus on promoting the arts, education, and citizenship. Designed to operate proactively, the initiative will present innovative programs in dialogue with the artistic community, expanding access for audiences historically excluded from cultural circuits through training opportunities, the stimulation of creativity, and social empowerment.

Another significant milestone was achieving, by 2025, approximately 50% of our energy consumption from renewable sources. This percentage was reached through contracts with two photovoltaic plants operating within the distributed generation system.

Additionally, there was growth in the sustainable business portfolio, notably in operations focused on low-carbon agriculture, energy efficiency, and support for micro, small, and medium-sized enterprises.

Strengthening our human capital is an integral part of our journey, and as a result, in 2025, we invested R$ 10.8 million in training, with a particular focus on leadership development programs. We have made progress in diversity, equity, and inclusion through structured initiatives to combat harassment and increase racial representation. Ongoing health, safety, and well-being programs—with a special focus on mental health—complement this set of initiatives. Achieving a historic result while simultaneously expanding our social, cultural, and environmental impact demonstrates the consistency of a strategy built for the long term—one that remains true to our origins and is prepared for the future.

Throughout this Sustainability Report, we transparently present how these guidelines translate into concrete actions and measurable results, consolidating our position as one of the leading economic, social, and cultural actors in Rio Grande do Sul.