Sustainable products and businesses

The topic approaches the offering of services and products with positive economic, social and environmental impact. Some examples are: credit lines, solutions and products with a social and environmental focus, such as for small businesses, students, low-income population, access to housing, promotion of access to clean energy, reduction of water consumption, protection or support to biodiversity, etc.

Impacts

Rating
(positive or negative)

Event
(potential or real)

Occurrence
(short or long term)

Impact is
systemic or punctual

Irreversibility
(high, medium, low)

Positive

Real

Long term

Systemic

N/A

Activity or process in the supply chain that causes the impact

The impact will be generated according to the purpose of the credit granted, usually for working capital, which will enable the maintenance of the enterprise, and small improvements and expansions.

Affected Resources/Stakeholders

Shareholders/Investors, Community, Customers, Banrisul Operations.

Rating
(positive or negative)

Event
(potential or real)

Occurrence
(short or long term)

Impact is
systemic or punctual

Irreversibility
(high, medium, low)

Positive

Real

Long term

Systemic

N/A

Activity or process in the supply chain that causes the impact

After the financing is granted, when it begins to give a financial return to the borrower.

Affected Resources/Stakeholders

Customers, Suppliers, Banrisul Operations.

Rating
(positive or negative)

Event
(potential or real)

Occurrence
(short or long term)

Impact is
systemic or punctual

Irreversibility
(high, medium, low)

Negative

Real

Long term

Systemic

Average

Activity or process in the supply chain that causes the impact

Caused indirectly through the granting of credit to the rural producer, who applies inputs such as agrochemicals to the soil, and generates the impact.

Affected Resources/Stakeholders

Community, Environment, Banrisul Operations.

Rating
(positive or negative)

Event
(potential or real)

Occurrence
(short or long term)

Impact is
systemic or punctual

Irreversibility
(high, medium, low)

Positive

Real

Long term

Systemic

N/A

Activity or process in the supply chain that causes the impact

The rural producer, by installing solar panels or another type of renewable energy on his property, contributes to an increase in the consumption of clean energy and a reduction in the consumption of conventional energy.

Affected Resources/Stakeholders

Environment, Banrisul Operations.

Rating
(positive or negative)

Event
(potential or real)

Occurrence
(short or long term)

Impact is
systemic or punctual

Irreversibility
(high, medium, low)

Negative

Real

Long term

Systemic

Average

Activity or process in the supply chain that causes the impact

The rural producer, be it, a legal entity or individual, deforests areas without permission to increase the cultivated area, as well as that producer who implants his enterprise in some restricted area, such as indigenous lands, Quilombola areas, and conservation units, among others.

Affected Resources/Stakeholders

Community, Environment, Banrisul Operations.