Rating
(positive or negative)
Event
(potential or real)
Occurrence
(short or long term)
Impact is
systemic or punctual
Irreversibility
(high, medium, low)
Negative
Real
Short term
One-off
Average
Activity or process in the supply chain that causes the impact
Granting credit for agribusiness. The high concentration of the credit portfolio in clients whose economic sector is more likely to suffer financial impacts related to climate change increases the bank’s exposure to physical climate risk.
Affected Resources/Stakeholders
Shareholders/Investors, Employees, Customers, Suppliers, Banrisul Operations.
Rating
(positive or negative)
Event
(potential or real)
Occurrence
(short or long term)
Impact is
systemic or punctual
Irreversibility
(high, medium, low)
Negative
Potential
Long term
Systemic
Average
Activity or process in the supply chain that causes the impact
Financing clients listed as employers of slave labor.
Affected Resources/Stakeholders
Shareholders/Investors, Employees, Customers, Suppliers, Banrisul Operations.
Rating
(positive or negative)
Event
(potential or real)
Occurrence
(short or long term)
Impact is
systemic or punctual
Irreversibility
(high, medium, low)
Positive
Real
Short term
Systemic
N/A
Activity or process in the supply chain that causes the impact
Granting credit based on an economic model that results in improved human welfare and social equality, while reducing environmental risks and ecological scarcity.
Affected Resources/Stakeholders
Shareholders/Investors, Employees, Community, Customers, Suppliers, Environment, Banrisul Operations.
Rating
(positive or negative)
Event
(potential or real)
Occurrence
(short or long term)
Impact is
systemic or punctual
Irreversibility
(high, medium, low)
Negative
Potential
Long term
Systemic
Average
Activity or process in the supply chain that causes the impact
The high concentration of the loan portfolio in clients whose economic activity is linked to high GHG emissions increases the bank’s exposure to transitional climate risk.
Affected Resources/Stakeholders
Shareholders/Investors, Customers, Suppliers, Environment, Banrisul Operations.
Rating
(positive or negative)
Event
(potential or real)
Occurrence
(short or long term)
Impact is
systemic or punctual
Irreversibility
(high, medium, low)
Positive
Real
Long term
Systemic
N/A
Activity or process in the supply chain that causes the impact
Transition of the credit portfolio to less carbon-intensive sectors.
Affected Resources/Stakeholders
Shareholders/Investors, Employees, Customers, Suppliers, Banrisul Operations.
