Criteria for financing assignment, positive impact and delinquency
The criteria adopted for the assignment of financing directly impact the Bank’s operations, as they impact investors’ decision-making, as well as new regulatory guidelines can impact criteria adopted. The strategic allocation of resources can foster the State’s social & economic development, as customers are directly impacted by the defined criteria. The Bank adopts criteria to minimize negative impacts, such as checking if the customer is listed as an “Employer of Forced Labor”, if they received environmental licenses or they have already caused environmental damage subject to conviction, and the absence of these criteria can generate negative impacts for the Bank.
Impacts
It happens where?
The impacts of material issues can happen inside or outside the organization, or both.
It happens where?
Public impacted?
The material themes can relate to different audiences.
Public impacted?
Shareholders/investors
Customers
Employees
Community/society
Suppliers and partners
Government
Environment
Banrisul Operations
Type of impact?
The impacts of material issues can arise directly from the company's activities or indirectly.