Sustainable products and business
Offering solutions and products with a positive economic, social and environmental impact. Some examples: credit lines, solutions and products with a social and environmental focus, such as for small businesses, students, the low-income population, access to housing, promoting access to clean energy, reducing water consumption, protecting or supporting biodiversity etc.
Impacts
Greenhouse Gas (GHG) emissions
|
Classification Positive or Negative |
Event Potential or Actual |
For negative impacts Activity, production chain process or business relationship that causes the impact |
Resources/Stakeholders Affected |
|---|---|---|---|
| Negative | Actual | Credit for construction, retail and road transport; financing for the food, beverage and tobacco sector. | The environment and society. |
Promoting climate mitigation and adaptation
|
Classification Positive or Negative |
Event Potential or Actual |
For negative impacts Activity, production chain process or business relationship that causes the impact |
Resources/Stakeholders Affected |
|---|---|---|---|
| Positive | Actual | - | Customers. |
Increased consumption of renewable energies
|
Classification Positive or Negative |
Event Potential or Actual |
For negative impacts Activity, production chain process or business relationship that causes the impact |
Resources/Stakeholders Affected |
|---|---|---|---|
| Positive | Actual | - | Customers, the environment and society. |
Encouraging family farming
|
Classification Positive or Negative |
Event Potential or Actual |
For negative impacts Activity, production chain process or business relationship that causes the impact |
Resources/Stakeholders Affected |
|---|---|---|---|
| Positive | Actual | - | Customers. |
Responsible management of natural resources and land use
|
Classification Positive or Negative |
Event Potential or Actual |
For negative impacts Activity, production chain process or business relationship that causes the impact |
Resources/Stakeholders Affected |
|---|---|---|---|
| Positive | Actual | - | Customers, local communities, governments, the environment and society. |
Degradation of terrestrial ecosystems, with damage to soil, water and biodiversity
|
Classification Positive or Negative |
Event Potential or Actual |
For negative impacts Activity, production chain process or business relationship that causes the impact |
Resources/Stakeholders Affected |
|---|---|---|---|
| Negative | Actual | Construction financing; real estate loans; loans to agricultural producers; and consortia. | Customers, local communities and the environment. |
Intensive use and contamination of water
|
Classification Positive or Negative |
Event Potential or Actual |
For negative impacts Activity, production chain process or business relationship that causes the impact |
Resources/Stakeholders Affected |
|---|---|---|---|
| Negative | Actual | Credit to sectors such as food, beverages and tobacco; credit to agricultural producers. | Customers, local communities, the environment and society. |
Responsible water and sewage management
|
Classification Positive or Negative |
Event Potential or Actual |
For negative impacts Activity, production chain process or business relationship that causes the impact |
Resources/Stakeholders Affected |
|---|---|---|---|
| Positive | Actual | - | Customers, governments, society and the environment. |
Prosperity of Micro, Small and Medium-sized Enterprises (MSMEs)
|
Classification Positive or Negative |
Event Potential or Actual |
For negative impacts Activity, production chain process or business relationship that causes the impact |
Resources/Stakeholders Affected |
|---|---|---|---|
| Positive | Actual | - | Customers, local communities and municipalities. |
Empowerment of the population
|
Classification Positive or Negative |
Event Potential or Actual |
For negative impacts Activity, production chain process or business relationship that causes the impact |
Resources/Stakeholders Affected |
|---|---|---|---|
| Positive | Actual | - | Customers, local communities, governments and society. |
Increased access to essential services
|
Classification Positive or Negative |
Event Potential or Actual |
For negative impacts Activity, production chain process or business relationship that causes the impact |
Resources/Stakeholders Affected |
|---|---|---|---|
| Positive | Actual | - | Customers, local communities, governments and society. |
Business continuity of social importance
|
Classification Positive or Negative |
Event Potential or Actual |
For negative impacts Activity, production chain process or business relationship that causes the impact |
Resources/Stakeholders Affected |
|---|---|---|---|
| Positive | Actual | - | Municipal governments and society. |