{"id":6764,"date":"2025-07-18T11:10:48","date_gmt":"2025-07-18T14:10:48","guid":{"rendered":"https:\/\/banrisul.centralesg.com.br\/?post_type=indicador&#038;p=6764"},"modified":"2025-10-22T16:11:18","modified_gmt":"2025-10-22T19:11:18","slug":"monetary-value-of-products-and-services-designed-to-deliver-a-specific-social-and-environmental-benefit-for-each-business-line-broken-down-by-purpose","status":"publish","type":"indicador","link":"http:\/\/banrisul.centralesg.com.br\/en\/indicadores\/monetary-value-of-products-and-services-designed-to-deliver-a-specific-social-and-environmental-benefit-for-each-business-line-broken-down-by-purpose\/","title":{"rendered":"Monetary value of products and services designed to deliver a specific social and environmental benefit for each business line broken down by purpose"},"content":{"rendered":"\n<p><strong>&nbsp;1) Monetary value of products and services designed to deliver a specific social and environmental benefit for each business line broken down by purpose.<\/strong><\/p>\n\n\n\n<div class=\"wpdt-c row wpDataTableContainerSimpleTable wpDataTables wpDataTablesWrapper\n\"\n    >\n        <table id=\"wpdtSimpleTable-412\"\n           style=\"border-collapse:collapse;\n                   border-spacing:0px;\"\n           class=\"wpdtSimpleTable wpDataTable\"\n           data-column=\"3\"\n           data-rows=\"22\"\n           data-wpID=\"412\"\n           data-responsive=\"0\"\n           data-has-header=\"1\">\n\n                    <thead>        <tr class=\"wpdt-cell-row \" >\n                            <th class=\"wpdt-cell wpdt-bold wpdt-merged-cell \"\n                 colspan=\"3\"  rowspan=\"1\"                 data-cell-id=\"A1\"\n                data-col-index=\"0\"\n                data-row-index=\"0\"\n                style=\" width:100%;                padding:10px;\n                \"\n                >\n                                Products with social and environmental benefits                <\/th>\n                                                                <\/tr>\n                    <tbody>        <tr class=\"wpdt-cell-row \" >\n                            <td class=\"wpdt-cell wpdt-bold\"\n                                    data-cell-id=\"A2\"\n                data-col-index=\"0\"\n                data-row-index=\"1\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Product\/service description\u00b9                <\/td>\n                                            <td class=\"wpdt-cell wpdt-bold\"\n                                    data-cell-id=\"B2\"\n                data-col-index=\"1\"\n                data-row-index=\"1\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Monetary value (R$ million)                <\/td>\n                                            <td class=\"wpdt-cell wpdt-bold\"\n                                    data-cell-id=\"C2\"\n                data-col-index=\"2\"\n                data-row-index=\"1\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Proportion of this value to the total monetary value                 <\/td>\n                                        <\/tr>\n                            <tr class=\"wpdt-cell-row \" >\n                            <td class=\"wpdt-cell wpdt-bold wpdt-merged-cell \"\n                 colspan=\"3\"  rowspan=\"1\"                 data-cell-id=\"A3\"\n                data-col-index=\"0\"\n                data-row-index=\"2\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Credit lines for Agribusiness                <\/td>\n                                                                <\/tr>\n                            <tr class=\"wpdt-cell-row \" >\n                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"A4\"\n                data-col-index=\"0\"\n                data-row-index=\"3\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Pronaf \u2014 Program for Strengthening Family Agriculture                <\/td>\n                                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"B4\"\n                data-col-index=\"1\"\n                data-row-index=\"3\"\n                style=\"                padding:10px;\n                \"\n                >\n                                R$ 2,281.3                <\/td>\n                                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"C4\"\n                data-col-index=\"2\"\n                data-row-index=\"3\"\n                style=\"                padding:10px;\n                \"\n                >\n                                3.68%                <\/td>\n                                        <\/tr>\n                            <tr class=\"wpdt-cell-row \" >\n                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"A5\"\n                data-col-index=\"0\"\n                data-row-index=\"4\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Renovagro \u2014 Financing Program for Sustainable Agricultural Production Systems                <\/td>\n                                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"B5\"\n                data-col-index=\"1\"\n                data-row-index=\"4\"\n                style=\"                padding:10px;\n                \"\n                >\n                                R$ 23.9                <\/td>\n                                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"C5\"\n                data-col-index=\"2\"\n                data-row-index=\"4\"\n                style=\"                padding:10px;\n                \"\n                >\n                                0.04%                <\/td>\n                                        <\/tr>\n                            <tr class=\"wpdt-cell-row \" >\n                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"A6\"\n                data-col-index=\"0\"\n                data-row-index=\"5\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Proirriga \u2014 Financing Program for Irrigated Agriculture and Protected Cultivation                <\/td>\n                                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"B6\"\n                data-col-index=\"1\"\n                data-row-index=\"5\"\n                style=\"                padding:10px;\n                \"\n                >\n                                R$ 7.1                <\/td>\n                                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"C6\"\n                data-col-index=\"2\"\n                data-row-index=\"5\"\n                style=\"                padding:10px;\n                \"\n                >\n                                0.01%                <\/td>\n                                        <\/tr>\n                            <tr class=\"wpdt-cell-row \" >\n                            <td class=\"wpdt-cell wpdt-bold wpdt-merged-cell \"\n                 colspan=\"3\"  rowspan=\"1\"                 data-cell-id=\"A7\"\n                data-col-index=\"0\"\n                data-row-index=\"6\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Long-term agribusiness and development credit lines                <\/td>\n                                                                <\/tr>\n                            <tr class=\"wpdt-cell-row \" >\n                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"A8\"\n                data-col-index=\"0\"\n                data-row-index=\"7\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Finame \u2014 Financing Fund for the Purchase of Machinery and Equipment \u2014 <i>Fundo Clima<\/i>                <\/td>\n                                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"B8\"\n                data-col-index=\"1\"\n                data-row-index=\"7\"\n                style=\"                padding:10px;\n                \"\n                >\n                                R$ 48.8                <\/td>\n                                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"C8\"\n                data-col-index=\"2\"\n                data-row-index=\"7\"\n                style=\"                padding:10px;\n                \"\n                >\n                                0.08%                <\/td>\n                                        <\/tr>\n                            <tr class=\"wpdt-cell-row \" >\n                            <td class=\"wpdt-cell wpdt-bold wpdt-merged-cell \"\n                 colspan=\"3\"  rowspan=\"1\"                 data-cell-id=\"A9\"\n                data-col-index=\"0\"\n                data-row-index=\"8\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Long-term development credit line                <\/td>\n                                                                <\/tr>\n                            <tr class=\"wpdt-cell-row \" >\n                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"A10\"\n                data-col-index=\"0\"\n                data-row-index=\"9\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Pronampe \u2014 National Program of Support to Micro and Small Enterprises\u00a0\u00a0                <\/td>\n                                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"B10\"\n                data-col-index=\"1\"\n                data-row-index=\"9\"\n                style=\"                padding:10px;\n                \"\n                >\n                                R$ 655.0                <\/td>\n                                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"C10\"\n                data-col-index=\"2\"\n                data-row-index=\"9\"\n                style=\"                padding:10px;\n                \"\n                >\n                                1.06%                <\/td>\n                                        <\/tr>\n                            <tr class=\"wpdt-cell-row \" >\n                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"A11\"\n                data-col-index=\"0\"\n                data-row-index=\"10\"\n                style=\"                padding:10px;\n                \"\n                >\n                                PEAC \u2014\u00a0\u00a0Emergency Credit Program                 <\/td>\n                                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"B11\"\n                data-col-index=\"1\"\n                data-row-index=\"10\"\n                style=\"                padding:10px;\n                \"\n                >\n                                R$ 647.9                <\/td>\n                                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"C11\"\n                data-col-index=\"2\"\n                data-row-index=\"10\"\n                style=\"                padding:10px;\n                \"\n                >\n                                1.04%                <\/td>\n                                        <\/tr>\n                            <tr class=\"wpdt-cell-row \" >\n                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"A12\"\n                data-col-index=\"0\"\n                data-row-index=\"11\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Pronampe \u2014 National Program of Support to Micro and Small Enterprises \u2014 Solid\u00e1rio RS (with and without subsidy)                <\/td>\n                                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"B12\"\n                data-col-index=\"1\"\n                data-row-index=\"11\"\n                style=\"                padding:10px;\n                \"\n                >\n                                R$ 336.9                <\/td>\n                                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"C12\"\n                data-col-index=\"2\"\n                data-row-index=\"11\"\n                style=\"                padding:10px;\n                \"\n                >\n                                0.54%                <\/td>\n                                        <\/tr>\n                            <tr class=\"wpdt-cell-row \" >\n                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"A13\"\n                data-col-index=\"0\"\n                data-row-index=\"12\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Banrisul FAMPE Mais \u2014 Individual Micro Entrepreneur (MEI) and Micro e Small Enterprises                <\/td>\n                                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"B13\"\n                data-col-index=\"1\"\n                data-row-index=\"12\"\n                style=\"                padding:10px;\n                \"\n                >\n                                R$ 23.7                <\/td>\n                                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"C13\"\n                data-col-index=\"2\"\n                data-row-index=\"12\"\n                style=\"                padding:10px;\n                \"\n                >\n                                0.04%                <\/td>\n                                        <\/tr>\n                            <tr class=\"wpdt-cell-row \" >\n                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"A14\"\n                data-col-index=\"0\"\n                data-row-index=\"13\"\n                style=\"                padding:10px;\n                \"\n                >\n                                <i>Saneamento Para Todos<\/i> (Sanitation for Everyone) Program                <\/td>\n                                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"B14\"\n                data-col-index=\"1\"\n                data-row-index=\"13\"\n                style=\"                padding:10px;\n                \"\n                >\n                                R$ 20.4                <\/td>\n                                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"C14\"\n                data-col-index=\"2\"\n                data-row-index=\"13\"\n                style=\"                padding:10px;\n                \"\n                >\n                                0.03%                <\/td>\n                                        <\/tr>\n                            <tr class=\"wpdt-cell-row \" >\n                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"A15\"\n                data-col-index=\"0\"\n                data-row-index=\"14\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Finame \u2014 Financing Fund for the Purchase of Machinery and Equipment \u2014 Low-carbon                <\/td>\n                                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"B15\"\n                data-col-index=\"1\"\n                data-row-index=\"14\"\n                style=\"                padding:10px;\n                \"\n                >\n                                R$ 17.5                <\/td>\n                                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"C15\"\n                data-col-index=\"2\"\n                data-row-index=\"14\"\n                style=\"                padding:10px;\n                \"\n                >\n                                0.03%                <\/td>\n                                        <\/tr>\n                            <tr class=\"wpdt-cell-row \" >\n                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"A16\"\n                data-col-index=\"0\"\n                data-row-index=\"15\"\n                style=\"                padding:10px;\n                \"\n                >\n                                <i>Desenrola Brasil<\/i> Program                <\/td>\n                                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"B16\"\n                data-col-index=\"1\"\n                data-row-index=\"15\"\n                style=\"                padding:10px;\n                \"\n                >\n                                R$ 2.3                <\/td>\n                                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"C16\"\n                data-col-index=\"2\"\n                data-row-index=\"15\"\n                style=\"                padding:10px;\n                \"\n                >\n                                0.00%                <\/td>\n                                        <\/tr>\n                            <tr class=\"wpdt-cell-row \" >\n                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"A17\"\n                data-col-index=\"0\"\n                data-row-index=\"16\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Energy efficiency Promotion                <\/td>\n                                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"B17\"\n                data-col-index=\"1\"\n                data-row-index=\"16\"\n                style=\"                padding:10px;\n                \"\n                >\n                                R$ 0.4                <\/td>\n                                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"C17\"\n                data-col-index=\"2\"\n                data-row-index=\"16\"\n                style=\"                padding:10px;\n                \"\n                >\n                                0.00%                <\/td>\n                                        <\/tr>\n                            <tr class=\"wpdt-cell-row \" >\n                            <td class=\"wpdt-cell wpdt-bold wpdt-merged-cell \"\n                 colspan=\"3\"  rowspan=\"1\"                 data-cell-id=\"A18\"\n                data-col-index=\"0\"\n                data-row-index=\"17\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Corporate credit                <\/td>\n                                                                <\/tr>\n                            <tr class=\"wpdt-cell-row \" >\n                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"A19\"\n                data-col-index=\"0\"\n                data-row-index=\"18\"\n                style=\"                padding:10px;\n                \"\n                >\n                                <i>CDC Sustentabilidade<\/i> \u2014\u00a0\u00a0Solar and Wind Power for Individual and Corporate Customers                <\/td>\n                                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"B19\"\n                data-col-index=\"1\"\n                data-row-index=\"18\"\n                style=\"                padding:10px;\n                \"\n                >\n                                R$ 354.4                <\/td>\n                                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"C19\"\n                data-col-index=\"2\"\n                data-row-index=\"18\"\n                style=\"                padding:10px;\n                \"\n                >\n                                0.57%                <\/td>\n                                        <\/tr>\n                            <tr class=\"wpdt-cell-row \" >\n                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"A20\"\n                data-col-index=\"0\"\n                data-row-index=\"19\"\n                style=\"                padding:10px;\n                \"\n                >\n                                FUNAFIR Program \u2014 Financial Support and Recovery Fund for non-profit private hospitals and public hospitals                <\/td>\n                                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"B20\"\n                data-col-index=\"1\"\n                data-row-index=\"19\"\n                style=\"                padding:10px;\n                \"\n                >\n                                R$ 121.1                <\/td>\n                                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"C20\"\n                data-col-index=\"2\"\n                data-row-index=\"19\"\n                style=\"                padding:10px;\n                \"\n                >\n                                0.20%                <\/td>\n                                        <\/tr>\n                            <tr class=\"wpdt-cell-row \" >\n                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"A21\"\n                data-col-index=\"0\"\n                data-row-index=\"20\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Total sustainable portfolio                <\/td>\n                                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"B21\"\n                data-col-index=\"1\"\n                data-row-index=\"20\"\n                style=\"                padding:10px;\n                \"\n                >\n                                R$ 4,540.6                <\/td>\n                                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"C21\"\n                data-col-index=\"2\"\n                data-row-index=\"20\"\n                style=\"                padding:10px;\n                \"\n                >\n                                7.32%                <\/td>\n                                        <\/tr>\n                            <tr class=\"wpdt-cell-row \" >\n                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"A22\"\n                data-col-index=\"0\"\n                data-row-index=\"21\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Total loan portfolio\u00b2                <\/td>\n                                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"B22\"\n                data-col-index=\"1\"\n                data-row-index=\"21\"\n                style=\"                padding:10px;\n                \"\n                >\n                                R$ 65,045.2                <\/td>\n                                            <td class=\"wpdt-cell \"\n                                    data-cell-id=\"C22\"\n                data-col-index=\"2\"\n                data-row-index=\"21\"\n                style=\"                padding:10px;\n                \"\n                >\n                                100%                <\/td>\n                                        <\/tr>\n                    <\/table>\n<\/div><style id='wpdt-custom-style-412'>\nthead sub, thead sup{\n    color: #fff;\n}<\/style>\n<style>\n\/* th background color *\/\n.wpdt-c.wpDataTablesWrapper table.wpdtSimpleTable.bt[data-has-header='1'] td.wpdt-header-classes,\n.wpdt-c.wpDataTablesWrapper table.wpdtSimpleTable thead th,\n.wpdt-c .wpDataTablesWrapper table.wpDataTable thead th,\n.wpdt-c .wpDataTablesWrapper table.wpDataTable thead th.sorting {\n\tbackground-color: #673AB7 !important;\n    background-image: none !important;\n}\n\/* th font color *\/\n.wpdt-c.wpDataTablesWrapper table.wpdtSimpleTable.bt[data-has-header='1'] td.wpdt-header-classes,\n.wpdt-c.wpDataTablesWrapper table.wpdtSimpleTable thead th,\n.wpdt-c .wpDataTablesWrapper table.wpDataTable thead th {\n\tcolor: #FFFFFF !important;\n}\n.wpdt-c .wpDataTablesWrapper table.wpDataTable thead th.sorting:after,\n.wpdt-c .wpDataTablesWrapper table.wpDataTable thead th.sorting_asc:after {\n\tborder-bottom-color: #FFFFFF !important;\n}\n.wpdt-c .wpDataTablesWrapper table.wpDataTable thead th.sorting_desc:after {\n\tborder-top-color: #FFFFFF !important;\n}\n\n\/* table font size *\/\n.wpdt-c.wpDataTablesWrapper table.wpdtSimpleTable,\n.wpdt-c .wpDataTablesWrapper table.wpDataTable {\n    font-size:16px !important;\n}\n \n<\/style>\n\n\n\n\n<p>\u00b9 We adopt the current nomenclature for sustainable products, but the purpose and accounting balance include the historical record of the line.\u00b2Refers to the Bank&#8217;s credit portfolio.<\/p>\n\n\n\n<p>\u00b2 Refers to the Bank&#8217;s credit portfolio.<\/p>\n\n\n\n<div class=\"wpdt-c row wpDataTableContainerSimpleTable wpDataTables wpDataTablesWrapper\n\"\n    >\n        <table id=\"wpdtSimpleTable-435\"\n           style=\"border-collapse:collapse;\n                   border-spacing:0px;\"\n           class=\"wpdtSimpleTable wpDataTable\"\n           data-column=\"3\"\n           data-rows=\"20\"\n           data-wpID=\"435\"\n           data-responsive=\"0\"\n           data-has-header=\"1\">\n\n                    <thead>        <tr class=\"wpdt-cell-row \" >\n                            <th class=\"wpdt-cell wpdt-bold wpdt-merged-cell \"\n                 colspan=\"3\"  rowspan=\"1\"                 data-cell-id=\"A1\"\n                data-col-index=\"0\"\n                data-row-index=\"0\"\n                style=\" width:100%;                padding:10px;\n                \"\n                >\n                                Products with social and environmental benefits                <\/th>\n                                                                <\/tr>\n                    <tbody>        <tr class=\"wpdt-cell-row \" >\n                            <td class=\"wpdt-cell wpdt-bold\"\n                                    data-cell-id=\"A2\"\n                data-col-index=\"0\"\n                data-row-index=\"1\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Product\/service description                <\/td>\n                                            <td class=\"wpdt-cell wpdt-bold\"\n                                    data-cell-id=\"B2\"\n                data-col-index=\"1\"\n                data-row-index=\"1\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Purpose                <\/td>\n                                            <td class=\"wpdt-cell wpdt-bold\"\n                                    data-cell-id=\"C2\"\n                data-col-index=\"2\"\n                data-row-index=\"1\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Target social group                <\/td>\n                                        <\/tr>\n                            <tr class=\"wpdt-cell-row \" >\n                            <td class=\"wpdt-cell wpdt-bold wpdt-merged-cell \"\n                 colspan=\"3\"  rowspan=\"1\"                 data-cell-id=\"A3\"\n                data-col-index=\"0\"\n                data-row-index=\"2\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Credit Lines for Agribusiness                <\/td>\n                                                                <\/tr>\n                            <tr class=\"wpdt-cell-row \" >\n                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"A4\"\n                data-col-index=\"0\"\n                data-row-index=\"3\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Renovagro \u2014 Financing Program for Sustainable Agricultural Production Systems                <\/td>\n                                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"B4\"\n                data-col-index=\"1\"\n                data-row-index=\"3\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Credit line aimed at promoting the reduction of Greenhouse Gas emissions; reducing deforestation; increasing sustainable agricultural production; adapting rural properties to the environmental legislation; expanding the cultivated forest area and encouraging the recovery of degraded areas.                <\/td>\n                                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"C4\"\n                data-col-index=\"2\"\n                data-row-index=\"3\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Medium-sized or large rural producers and their production cooperatives.                <\/td>\n                                        <\/tr>\n                            <tr class=\"wpdt-cell-row \" >\n                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"A5\"\n                data-col-index=\"0\"\n                data-row-index=\"4\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Pronaf \u2014 Program for Strengthening Family Agriculture                <\/td>\n                                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"B5\"\n                data-col-index=\"1\"\n                data-row-index=\"4\"\n                style=\"                padding:10px;\n                \"\n                >\n                                The Pronaf is aimed at funding and investing in the implementation, expansion or modernization of the production, processing, industrialization and service structure offered in rural properties or in nearby rural communities, aiming to generate income and improve the use of family labor. It also includes the following financing lines: Agribusiness, Machinery and Equipment, More Food and Investments.                <\/td>\n                                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"C5\"\n                data-col-index=\"2\"\n                data-row-index=\"4\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Smallholders\u2019 family farmers who are registered in the Pronaf                <\/td>\n                                        <\/tr>\n                            <tr class=\"wpdt-cell-row \" >\n                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"A6\"\n                data-col-index=\"0\"\n                data-row-index=\"5\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Proirriga \u2014 Financing Program for Irrigated Agriculture and Protected Cultivation                <\/td>\n                                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"B6\"\n                data-col-index=\"1\"\n                data-row-index=\"5\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Credit line designed to finance investments in all items related to irrigation systems, including electrical infrastructure, water reservoir, and equipment for monitoring soil humidity; the acquisition, implementation, and recovery of equipment and facilities for crop protection inherent to olericulture, fruit-growing, flower-growing, coffee-growing, and the production of seedlings of forest species; and the weather stations and software necessary for their operation.                <\/td>\n                                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"C6\"\n                data-col-index=\"2\"\n                data-row-index=\"5\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Medium-sized or large rural producers and their production cooperatives.                <\/td>\n                                        <\/tr>\n                            <tr class=\"wpdt-cell-row \" >\n                            <td class=\"wpdt-cell wpdt-bold wpdt-merged-cell \"\n                 colspan=\"3\"  rowspan=\"1\"                 data-cell-id=\"A7\"\n                data-col-index=\"0\"\n                data-row-index=\"6\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Long-Term Agribusiness and Development Credit Lines                <\/td>\n                                                                <\/tr>\n                            <tr class=\"wpdt-cell-row \" >\n                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"A8\"\n                data-col-index=\"0\"\n                data-row-index=\"7\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Finame \u2014 Financing Fund for the Purchase of Machinery and Equipment \u2014 <i>Fundo Clima<\/i>                <\/td>\n                                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"B8\"\n                data-col-index=\"1\"\n                data-row-index=\"7\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Credit line designed to finance the acquisition of machinery and equipment with higher energy efficiency indexes or that contribute to reducing Greenhouse Gas emissions, such as solar panels. It is a financing program aimed at the implementation of renewable energy generation systems, reforestation, and organic systems, among others.                <\/td>\n                                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"C8\"\n                data-col-index=\"2\"\n                data-row-index=\"7\"\n                style=\"                padding:10px;\n                \"\n                >\n                                It is aimed at individuals or corporate customers, including rural producers, with annual income or revenue of up to R$ 4.8 million.                <\/td>\n                                        <\/tr>\n                            <tr class=\"wpdt-cell-row \" >\n                            <td class=\"wpdt-cell wpdt-bold wpdt-merged-cell \"\n                 colspan=\"3\"  rowspan=\"1\"                 data-cell-id=\"A9\"\n                data-col-index=\"0\"\n                data-row-index=\"8\"\n                style=\"                padding:10px;\n                \"\n                >\n                                 Long-Term Development Credit Lines                <\/td>\n                                                                <\/tr>\n                            <tr class=\"wpdt-cell-row \" >\n                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"A10\"\n                data-col-index=\"0\"\n                data-row-index=\"9\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Finame \u2014 Financing Fund for the Purchase of Machinery and Equipment \u2014 Low-carbon                <\/td>\n                                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"B10\"\n                data-col-index=\"1\"\n                data-row-index=\"9\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Credit line designed to finance the acquisition of machinery and equipment with higher energy efficiency indexes.                <\/td>\n                                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"C10\"\n                data-col-index=\"2\"\n                data-row-index=\"9\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Legal entities under the private law regime, headquartered and managed in Brazil. Condominium buildings in Brazil, even if not intended for economic\/production activities. Individuals residing and domiciled in Brazil.                <\/td>\n                                        <\/tr>\n                            <tr class=\"wpdt-cell-row \" >\n                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"A11\"\n                data-col-index=\"0\"\n                data-row-index=\"10\"\n                style=\"                padding:10px;\n                \"\n                >\n                                <i>Desenrola Brasil<\/i> Program                <\/td>\n                                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"B11\"\n                data-col-index=\"1\"\n                data-row-index=\"10\"\n                style=\"                padding:10px;\n                \"\n                >\n                                <i>Desenrola Brasil<\/i> is a Debt Renegotiation Program created by the Federal Government aimed at restoring credit conditions forindividuals with overdue and negatively listed debts.                <\/td>\n                                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"C11\"\n                data-col-index=\"2\"\n                data-row-index=\"10\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Individuals with a gross monthly income of up to two minimum wages or those enrolled in the Federal Government\u2019s Single Registry for social programs (Cad\u00danico). Debts eligible for renegotiation are those that were negatively listed between 2019 and 2022 and have an updated value of less than R$ 20,000.                <\/td>\n                                        <\/tr>\n                            <tr class=\"wpdt-cell-row \" >\n                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"A12\"\n                data-col-index=\"0\"\n                data-row-index=\"11\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Banrisul FAMPE Mais \u2014 Individual Micro Entrepreneur (MEI) and Micro e Small Enterprises                <\/td>\n                                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"B12\"\n                data-col-index=\"1\"\n                data-row-index=\"11\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Credit line designed to finance working capital for Individual Micro-Entrepreneurs (MEI, in Portuguese) and micro and small enterprises that relies on the Guarantee Fund for Micro and Small Enterprises (FAMPE, in Portuguese), replacing the need for guarantee from the Bank, providing entrepreneurs with easier access to credit. This modality includes Assisted Credit, made available in partnership with Sebrae RS, with free-of-charge content to all customers and consultancy services on specific topics. Also available free-of-charge to borrowers, fully funded by Banrisul and Sebrae RS.                <\/td>\n                                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"C12\"\n                data-col-index=\"2\"\n                data-row-index=\"11\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Individual micro-entrepreneurs (MEI) and micro and small enterprises.                <\/td>\n                                        <\/tr>\n                            <tr class=\"wpdt-cell-row \" >\n                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"A13\"\n                data-col-index=\"0\"\n                data-row-index=\"12\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Pronampe \u2014 National Program of Support to Micro and Small Enterprises                <\/td>\n                                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"B13\"\n                data-col-index=\"1\"\n                data-row-index=\"12\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Credit line granted within the scope of the Pronampe, initially regulated by Law 13,999\/2020, amended by Law 14,161\/2021, and guaranteed by the Operations Guarantee Fund (FGO, in Portuguese) for the development and strengthening of small businesses. It is aimed at Individual Micro-Entrepreneurs (MEI, in Portuguese) and companies with gross revenue equal to or less than R$ 4,800,000.00, considering the income earned in the fiscal year immediately prior to that of the credit granting.                <\/td>\n                                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"C13\"\n                data-col-index=\"2\"\n                data-row-index=\"12\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Micro and small enterprises.                <\/td>\n                                        <\/tr>\n                            <tr class=\"wpdt-cell-row \" >\n                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"A14\"\n                data-col-index=\"0\"\n                data-row-index=\"13\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Pronampe \u2014 National Program of Support to Micro and Small Enterprises \u2014 Solid\u00e1rio RS (with and without subsidy)                <\/td>\n                                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"B14\"\n                data-col-index=\"1\"\n                data-row-index=\"13\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Credit line aimed at financing business activities in Rio Grande do Sul\u2019s municipalities:\u2013 Without subsidy: available to municipalities that have had a state of public calamity or emergency officially recognized by the National Secretariat for Civil Protection and Defense.\u2013 With subsidy: available to businesses located in areas identified through georeferencing \u2014 conducted by Dataprev S.A. (the Federal Social Security Information and Technology Company) \u2014 as being directly affected by the extreme weather events that occurred in the State of Rio Grande do Sul.                <\/td>\n                                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"C14\"\n                data-col-index=\"2\"\n                data-row-index=\"13\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Micro and small enterprises.                <\/td>\n                                        <\/tr>\n                            <tr class=\"wpdt-cell-row \" >\n                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"A15\"\n                data-col-index=\"0\"\n                data-row-index=\"14\"\n                style=\"                padding:10px;\n                \"\n                >\n                                PEAC \u2014 Emergency Credit Program                <\/td>\n                                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"B15\"\n                data-col-index=\"1\"\n                data-row-index=\"14\"\n                style=\"                padding:10px;\n                \"\n                >\n                                The PEAC Program aims to facilitate access to credit by providing guarantees for credit operations through the FGI-PEAC Guarantee Fund.                <\/td>\n                                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"C15\"\n                data-col-index=\"2\"\n                data-row-index=\"14\"\n                style=\"                padding:10px;\n                \"\n                >\n                                MEI and micro, small, and medium enterprises (MSMEs).                <\/td>\n                                        <\/tr>\n                            <tr class=\"wpdt-cell-row \" >\n                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"A16\"\n                data-col-index=\"0\"\n                data-row-index=\"15\"\n                style=\"                padding:10px;\n                \"\n                >\n                                <i>Saneamento para Todos<\/i> (Sanitation for Everyone) Program                <\/td>\n                                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"B16\"\n                data-col-index=\"1\"\n                data-row-index=\"15\"\n                style=\"                padding:10px;\n                \"\n                >\n                                The Program aims to improve health conditions and quality of life of the urban and rural population through investments in sanitation integrated and articulated with other sector policies, operating based on systems run by public or private providers, through initiatives and undertakings targeted at the universal access to sanitation and improvement of the public basic sanitation services.                <\/td>\n                                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"C16\"\n                data-col-index=\"2\"\n                data-row-index=\"15\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Municipalities that meet the eligibility criteria for the product, established by Caixa Econ\u00f4mica Federal (CEF) or the FGTS Board.                <\/td>\n                                        <\/tr>\n                            <tr class=\"wpdt-cell-row \" >\n                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"A17\"\n                data-col-index=\"0\"\n                data-row-index=\"16\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Energy Efficiency Promotion                <\/td>\n                                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"B17\"\n                data-col-index=\"1\"\n                data-row-index=\"16\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Credit line aimed at financing energy efficiency projects, guaranteed by the FGEnergia Fund, which promote the efficient and rational use of energy, subject to approval under BNDES\u2019s Energy Efficiency Assessment Model.                <\/td>\n                                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"C17\"\n                data-col-index=\"2\"\n                data-row-index=\"16\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Micro, small, and medium enterprises (MSMEs).                <\/td>\n                                        <\/tr>\n                            <tr class=\"wpdt-cell-row \" >\n                            <td class=\"wpdt-cell wpdt-bold wpdt-merged-cell \"\n                 colspan=\"3\"  rowspan=\"1\"                 data-cell-id=\"A18\"\n                data-col-index=\"0\"\n                data-row-index=\"17\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Corporate credit                <\/td>\n                                                                <\/tr>\n                            <tr class=\"wpdt-cell-row \" >\n                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"A19\"\n                data-col-index=\"0\"\n                data-row-index=\"18\"\n                style=\"                padding:10px;\n                \"\n                >\n                                CDC <i>Sustentabilidade<\/i> \u2014 Solar and Wind Power for Individual and Corporate Customers                <\/td>\n                                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"B19\"\n                data-col-index=\"1\"\n                data-row-index=\"18\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Finance the acquisition of solar panels and wind power turbines, focused on clean energy generation; the acquisition of products to preserve energy resources and reuse water, and promote sustainable urban mobility.                 <\/td>\n                                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"C19\"\n                data-col-index=\"2\"\n                data-row-index=\"18\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Individual and corporate customers.                <\/td>\n                                        <\/tr>\n                            <tr class=\"wpdt-cell-row \" >\n                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"A20\"\n                data-col-index=\"0\"\n                data-row-index=\"19\"\n                style=\"                padding:10px;\n                \"\n                >\n                                FUNAFIR Program \u2014 Financial Support and Recovery Fund for non-profit private hospitals and public hospitals                <\/td>\n                                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"B20\"\n                data-col-index=\"1\"\n                data-row-index=\"19\"\n                style=\"                padding:10px;\n                \"\n                >\n                                In partnership with the Rio Grande do Sul State Government, this is a subsidized credit line to support private non-profit hospitals affiliated with SUS (Brazil\u2019s public healthcare system). Funds are primarily used for settling debts and, at a later moment, increasing working capital, thus ensuring uninterrupted healthcare services for the population during periods of financial vulnerability.                <\/td>\n                                            <td class=\"wpdt-cell wpdt-align-left\"\n                                    data-cell-id=\"C20\"\n                data-col-index=\"2\"\n                data-row-index=\"19\"\n                style=\"                padding:10px;\n                \"\n                >\n                                Private non-profit hospitals affiliated with SUS, benefiting the population during periods of financial vulnerability.                <\/td>\n                                        <\/tr>\n                    <\/table>\n<\/div><style id='wpdt-custom-style-435'>\nthead sub, thead sup{\n    color: #fff;\n}<\/style>\n<style>\n\/* th background color *\/\n.wpdt-c.wpDataTablesWrapper table.wpdtSimpleTable.bt[data-has-header='1'] td.wpdt-header-classes,\n.wpdt-c.wpDataTablesWrapper table.wpdtSimpleTable thead th,\n.wpdt-c .wpDataTablesWrapper table.wpDataTable thead th,\n.wpdt-c .wpDataTablesWrapper table.wpDataTable thead th.sorting {\n\tbackground-color: #673AB7 !important;\n    background-image: none !important;\n}\n\/* th font color *\/\n.wpdt-c.wpDataTablesWrapper table.wpdtSimpleTable.bt[data-has-header='1'] td.wpdt-header-classes,\n.wpdt-c.wpDataTablesWrapper table.wpdtSimpleTable thead th,\n.wpdt-c .wpDataTablesWrapper table.wpDataTable thead th {\n\tcolor: #FFFFFF !important;\n}\n.wpdt-c .wpDataTablesWrapper table.wpDataTable thead th.sorting:after,\n.wpdt-c .wpDataTablesWrapper table.wpDataTable thead th.sorting_asc:after {\n\tborder-bottom-color: #FFFFFF !important;\n}\n.wpdt-c .wpDataTablesWrapper table.wpDataTable thead th.sorting_desc:after {\n\tborder-top-color: #FFFFFF !important;\n}\n\n\/* table font size *\/\n.wpdt-c.wpDataTablesWrapper table.wpdtSimpleTable,\n.wpdt-c .wpDataTablesWrapper table.wpDataTable {\n    font-size:16px !important;\n}\n \n<\/style>\n\n","protected":false},"featured_media":0,"template":"","categoria_indicadores":[1485],"codigo":[1366,1367],"empresas":[],"ano_indicador":[1724],"class_list":["post-6764","indicador","type-indicador","status-publish","hentry","categoria_indicadores-material-topic-sustainable-products-and-business","codigo-gri-g4-fs7-en","codigo-gri-g4-fs8-en","ano_indicador-2024-en"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.1.1 - 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