{"id":6721,"date":"2025-07-18T11:10:47","date_gmt":"2025-07-18T14:10:47","guid":{"rendered":"https:\/\/banrisul.centralesg.com.br\/indicadores\/forma-de-gestao-28\/"},"modified":"2025-10-22T16:15:56","modified_gmt":"2025-10-22T19:15:56","slug":"forma-de-gestao-28","status":"publish","type":"indicador","link":"http:\/\/banrisul.centralesg.com.br\/en\/indicadores\/forma-de-gestao-28\/","title":{"rendered":"Management of material topics"},"content":{"rendered":"\n

3-3 a) Describe the actual and potential, negative and positive impacts on the economy, environment, and people, including impacts on their human rights;<\/strong>  <\/p>\n\n\n\n

3-3 b) Report whether the organization is involved with the negative impacts through its activities or as a result of its business relationships, and describe the activities or business relationships; <\/strong> <\/p>\n\n\n\n

The answers to this content are available on the \u201cImpacts\u201d section, on the material topics<\/a> page.<\/p>\n\n\n\n

3-3 c) Describe its policies or commitments regarding the material topic;<\/strong><\/p>\n\n\n\n

The Social, Environmental and Climate Risk Policy sets forth the guidelines that drive the management of such risks within Banrisul. The policy was developed based on CMN Resolution 4,557\/17, which provides for the implementation of a risk management structure and a capital management structure.<\/p>\n\n\n\n

3-3 d) Describe actions taken to manage the topic and related impacts, including:<\/strong><\/p>\n\n\n\n

3-3 d) i) actions to prevent or mitigate potential negative impacts;<\/strong> <\/p>\n\n\n\n

Among the key initiatives for reducing emissions, we highlight the migration of consumption to 100% renewable energy sources, the implementation of the process for using energy from distributed generation, and the ongoing modernization of air conditioning systems.<\/p>\n\n\n\n

3-3 d) ii) actions to address actual negative impacts, including actions to provide for or cooperate in their remediation;<\/strong><\/p>\n\n\n\n

Through strategic initiatives such as reducing greenhouse gas emissions and investments in renewable energy, we seek to mitigate our contribution to global warming.<\/p>\n\n\n\n

Banrisul Reconstruir<\/em> RS <\/em>Program: This initiative was essential at that time to support the reconstruction of the affected communities, mobilizing resources and strategies for both emergency and long-term structural actions. The program included financial support to customers, debt renegotiation, fee exemption, emergency lines of credit and full support for affected employees. These actions were essential to guaranteeing the continuity of our services and mitigating the impacts of the tragedy.<\/p>\n\n\n\n

3-3 d) iii) actions to manage actual and potential positive impacts;<\/strong><\/p>\n\n\n\n

We have been measuring our GHG emissions for four years, and have continuously improved our management, mitigation, and offsetting practices. In 2024, we conducted a detailed climate diagnosis of our loan portfolio and supplier chain, with the goal of identifying sectors with higher environmental impact and mapping exposure to social and environmental risks.<\/p>\n\n\n\n

3-3 e) Report the following information about tracking the effectiveness of the actions taken:<\/strong><\/p>\n\n\n\n

3-3 e) i) processes used to track the effectiveness of the actions; <\/strong> <\/p>\n\n\n\n

We conduct periodic surveys, such as the Net Promoter Score (NPS), to assess customer satisfaction and loyalty, ensuring the continuous improvement of our products, services, and processes.<\/p>\n\n\n\n

Our greenhouse gas inventory is annually audited by an independent third party to verify whether the information collected and the emissions calculation are in accordance with the GHG Protocol methodology, for subsequent publication of the results in the Public Emissions Registry.<\/p>\n\n\n\n

3-3 e) ii) goals, targets, and indicators used to evaluate progress;<\/strong><\/p>\n\n\n\n

In the Greenhouse Gas Mitigation and Offsetting Plan, approved since 2022, we have set a target of reducing Scope 1 and 2 GHG emissions by 25% by 2030, in addition to fully offsetting the remaining emissions through our annual carbon neutral project. The plan provides for the offsetting of Scope 1 emissions verified through the greenhouse gas inventory, with the acquisition of equivalent carbon credits, and of Scope 2 emissions, through the use of renewable energy certificates to demonstrate the traceability of the energy used by Banrisul, which comes from renewable sources.<\/p>\n\n\n\n

3-3 e) iii) the effectiveness of the actions, including progress toward the goals and targets;<\/strong><\/p>\n\n\n\n

In 2024, the migration to the free energy market led to over 48% of the energy consumed being generated from renewable sources, avoiding the emission of approximately 804 metric tons of CO\u2082 equivalent.<\/p>\n\n\n\n

3-3 e) iv) lessons learned and how these have been incorporated into the organization\u2019s operational policies and procedures;<\/strong><\/p>\n\n\n\n

The perception of the need for permanent monitoring of the greenhouse gas inventory\u2019s emission categories required the implementation of data collection routines with the responsible departments, allowing at least Scope 1 and 2 emissions to be monitored monthly. Similarly, for Scope 3 categories, such as business travel and commuting emissions, lessons learned from previous years\u2019 inventories have enabled the implementation of process improvements aimed at qualifying the database of employees and specific departments that provide the data.<\/p>\n\n\n\n

3-3 f)<\/strong> describe how engagement with stakeholders has informed the actions taken (3-3-d) and how it has informed whether the actions have been effective (3-3-e).<\/strong><\/p>\n\n\n\n

Engagement with stakeholders occurs when collecting data necessary for monitoring greenhouse gas emissions. Several stakeholder groups are engaged in this process, including employees, service providers, the Board of Directors and the Social, Environmental, and Climate Risk Committee, in the feedback on and evaluation of sustainability reports, whenever necessary.<\/p>\n\n\n\n

The Social, Environmental, and Climate Risk Committee receive periodic update reports on climate matters, issuing their respective feedback.<\/p>\n","protected":false},"featured_media":0,"template":"","categoria_indicadores":[1727],"codigo":[1726],"empresas":[],"ano_indicador":[1724],"class_list":["post-6721","indicador","type-indicador","status-publish","hentry","categoria_indicadores-material-topic-climate-change","codigo-gri-3-3-en-2","ano_indicador-2024-en"],"acf":[],"yoast_head":"\nManagement of material topics - Banrisul<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Management of material topics - Banrisul\" \/>\n<meta property=\"og:description\" content=\"3-3 a) Describe the actual and potential, negative and positive impacts on the economy, environment, and people, including impacts on their human rights; 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