{"id":6194,"date":"2024-07-29T15:04:13","date_gmt":"2024-07-29T18:04:13","guid":{"rendered":"https:\/\/banrisul.centralesg.com.br\/indicadores\/compromissos-politicos-2\/"},"modified":"2025-09-26T16:30:22","modified_gmt":"2025-09-26T19:30:22","slug":"compromissos-politicos-2","status":"publish","type":"indicador","link":"http:\/\/banrisul.centralesg.com.br\/en\/indicadores\/compromissos-politicos-2\/","title":{"rendered":"Policy commitments"},"content":{"rendered":"\n

2-23 a) Describe its policy commitments for responsible business conduct, including:<\/strong><\/p>\n\n\n\n

2-23 a) i) the authoritative intergovernmental instruments that the commitments reference;<\/strong><\/p>\n\n\n\n

Banrisul is grounded on the values defined in its code of ethics as transparency, ethics, commitment, integration and efficiency, as well as in principles and guidelines, such as integrity, respect for diversity, people, appreciation of work, social and environmental responsibility, respect for competition, respect for the image and excellence in rendering services.<\/p>\n\n\n\n

Anti-Corruption Policy: It lays down the procedures and controls that must be adopted, as well as preventive measures to inhibit acts of corruption. In this sense, in order to improve its controls and adhere to the best market practices, the policy is updated according to changes in legislation. Banrisul also has the Policy on Prevention of Money Laundering and Terrorist Financing, the Compliance Policy, the Internal Controls Policy, the Whistleblowing Channel Policy and the Code of Ethics and Conduct.<\/p>\n\n\n\n

The Institution’s integrated Capital and Risk Management structure must be forward-looking and compatible with its business model, the nature of the operations and the complexity of the products, services, activities and processes; proportional to the size and relevance of the risk exposure, as defined by the Institution; appropriate to the risk profile and its systemic importance; and able to assess the risks arising from macroeconomic and market conditions where it operates.<\/p>\n\n\n\n

In this context, the identification, measurement, assessment, monitoring, reporting, control and mitigation of several types of risks, namely credit, market, operational, interest rate variation for instruments classified in the banking book, liquidity and social, environmental and climate risks, including relevant risks (according to the criteria established by the Institution) not covered by RWA, are processes intrinsic to the Institutional Capital and Risk Management Structure, as is the observation of adverse effects resulting from interactions between these risks.<\/p>\n\n\n\n

Aimed at improving the capital and risk structure with the enactment of CMN Resolution 4,557\/17, the Institution documented its risk appetite through the Risk Appetite Statement (RAS) for Banrisul’s Prudential Conglomerate. In this context, Risk appetite is defined by the Basel Committee on Banking Supervision (BCBS) as the level of aggregate and individual risk that an institution is willing to assume within its capacity to achieve its strategic goals and follow its business plan.<\/p>\n\n\n\n

2-23 a) ii) whether the commitments stipulate conducting due diligence;<\/strong><\/p>\n\n\n\n

These guidelines\/policies set forth responsibilities and consequences for all levels.<\/p>\n\n\n\n

2-23 a) iii) whether the commitments stipulate applying the precautionary principle;<\/strong><\/p>\n\n\n\n

The Institution has developed a series of indicators and flags to monitor its risk appetite, which are periodically monitored and reported to Senior Management by means of reports and a dashboard. The risk matrix is updated dynamically, with attention to the risks with the greatest exposure. Processes are monitored according to the frequency and impact of their respective risks.<\/p>\n\n\n\n

With the support of external consultants, the structure of the lines of defense was revised in 2023, and inspection activities were transferred from the Internal Audit to the second line of defense. Processes, tools and methodologies for managing risks, controls and auditing were also reviewed. With greater synergy and sharing of information and tools between the second and third lines, it was possible to improve risk management and internal controls.<\/p>\n\n\n\n

2-23 a) iv) whether the commitments stipulate respecting human rights.<\/strong><\/p>\n\n\n\n

The principles of the Social, Environmental and Climate Responsibility Policy (PRSAC, in Portuguese) include valuing people and respecting and protecting human rights, including the promotion of inclusion, diversity and financial education. The Bank does not have a specific human rights policy, but as a signatory to the Global Compact since 2013, it reaffirms its commitment to the well-being of its employees and seeks to guarantee the rights of its customers, suppliers and all stakeholders.<\/p>\n\n\n\n

2-23 b) Describe its specific policy commitment to respect human rights, including:<\/strong><\/p>\n\n\n\n

2-23 b) i) the internationally recognized human rights that the commitment covers;<\/strong><\/p>\n\n\n\n

No policy specifically addresses human rights issues. However, as a signatory of the Global Compact since 2013, Banrisul reaffirms its commitment to the well-being of its employees and seeks to guarantee the rights of customers, suppliers, and all the public with which it relates.<\/p>\n\n\n\n

2-23 b) ii) the categories of stakeholders, including at-risk or vulnerable groups, that the organization gives particular attention to in the commitment.<\/strong><\/p>\n\n\n\n

Employees, customers, suppliers, vulnerable audiences.<\/p>\n\n\n\n

2-23 c) Provide links to the policy commitments if publicly available, or, if the policy commitments are not publicly available, explain the reason for this.<\/strong><\/p>\n\n\n\n

Anti-Corruption Policy<\/a><\/p>\n\n\n\n

Personal Data Protection Guidelines<\/a><\/p>\n\n\n\n

Social, Environmental and Climate Responsibility Policy<\/a><\/p>\n\n\n\n

Banrisul\u2019s Anti-Corruption Policy<\/a><\/p>\n\n\n\n

Code of Ethics and of Conduct<\/a><\/p>\n\n\n\n

Annual Corporate Governance Charter 2023 – Fiscal Year 2022<\/a><\/p>\n\n\n\n

2-23 d) Report the level at which each of the policy commitments was approved within the organization, including whether this is the most senior level.<\/strong><\/p>\n\n\n\n

The institutional conduct principles, laid down in several policies, are approved by the Board of Directors.<\/p>\n\n\n\n

2-23 e) Report the extent to which the policy commitments apply to the organization\u2019s activities and to its business relationships.<\/strong><\/p>\n\n\n\n

These principles are described in a series of institutional policies, approved by the Board of Directors, which determine the conduct expected of employees, contractors and suppliers.<\/p>\n\n\n\n

2-23 f) Describe how the policy commitments are communicated to workers, business partners, and other relevant parties.<\/strong><\/p>\n\n\n\n

These policies are communicated by means of an Administrative Instruction, and all employees acknowledge they have received them by signing an Agreement to Comply.<\/p>\n","protected":false},"featured_media":0,"template":"","categoria_indicadores":[1444],"codigo":[1473],"empresas":[],"ano_indicador":[1546],"class_list":["post-6194","indicador","type-indicador","status-publish","hentry","categoria_indicadores-overall-content","codigo-gri-2-23-en","ano_indicador-2023-en"],"acf":[],"yoast_head":"\nPolicy commitments - Banrisul<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Policy commitments - Banrisul\" \/>\n<meta property=\"og:description\" content=\"2-23 a) Describe its policy commitments for responsible business conduct, including: 2-23 a) i) the authoritative intergovernmental instruments that the commitments reference; 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