{"id":6167,"date":"2024-08-01T15:56:57","date_gmt":"2024-08-01T18:56:57","guid":{"rendered":"https:\/\/banrisul.centralesg.com.br\/indicadores\/forma-de-gestao-20\/"},"modified":"2025-09-26T17:26:24","modified_gmt":"2025-09-26T20:26:24","slug":"forma-de-gestao-20","status":"publish","type":"indicador","link":"http:\/\/banrisul.centralesg.com.br\/en\/indicadores\/forma-de-gestao-20\/","title":{"rendered":"Management of material topics"},"content":{"rendered":"\n

3-3 a) Describe the actual and potential, negative and positive impacts on the economy, environment, and people, including impacts on their human rights.<\/strong><\/p>\n\n\n\n

3-3 b) Report whether the organization is involved with the negative impacts through its activities or as a result of its business relationships, and describe the activities or business relationships.<\/strong><\/p>\n\n\n\n

See the answers to this content in the impact section, on the material topics<\/a> page.<\/p>\n\n\n\n

3-3 c) Describe its policies or commitments regarding the material topic.<\/strong><\/p>\n\n\n\n

Encouraging sustainable actions and practices is one of Banrisul\u2019s strategic pillars. The Bank is constantly striving to facilitate the granting of credit to beneficiaries who have proven to operate in a sustainable manner, implementing practices and technologies capable of reinforcing the need to operate so as not to impact future generations, thus creating a Culture of Sustainability.<\/p>\n\n\n\n

 There is no specific policy on products with a sustainability bias. However, by granting credit products, it is expected that the funds used by the companies will promote the quality of life of their employees and communities and reduce environmental impacts.          <\/p>\n\n\n\n

3-3 d) Describe actions taken to manage the topic and related impacts, including:<\/strong><\/p>\n\n\n\n

3-3 d) i) actions to prevent or mitigate potential negative impacts;<\/strong><\/p>\n\n\n\n

 No potential negative impacts have been identified.         <\/p>\n\n\n\n

3-3 d) ii) actions to address actual negative impacts, including actions to provide for or cooperate in their remediation;<\/strong><\/p>\n\n\n\n

The Bank uses a network of technical partners to set up projects\/budgets and releases loans in accordance with technical recommendations.<\/p>\n\n\n\n

In order to properly grant credit, the Institution has adopted a social and environmental compliance analysis process for all rural credit proposals, with assessment of environmental compliance, the suitability of agricultural entities and practices, and legal environmental, social and climate criteria. This has enabled the Bank to assess whether the borrower or the area being financed has any restrictions on the granting of rural credit.<\/p>\n\n\n\n

3-3 d) iii) actions to manage actual and potential positive impacts.<\/strong><\/p>\n\n\n\n

Environmental management is mainly based on regulatory compliance, which has strict rules and will be added to the determinations of the Green Bureau of the Central Bank of Brazil (Bacen, in Portuguese). All costing operations are incorporated into the compliance forms, and the Bank is constantly undergoing internal and external audits, as well as inspections by Bacen and the Brazilian Development Bank (BNDES, in Portuguese).<\/p>\n\n\n\n

Mindful of the legislation, the Institution has revised its internal regulations on environmental compliance. Its goal is to expand rural credit with a sustainable bias and, to this end, it is preparing a campaign to publicize credit to the branch network and technical assistants of the credit lines through courses, lectures and participation in events, such as agricultural fairs.<\/p>\n\n\n\n

Lastly, the Bank has partnerships and agreements with technical support contractors, technical support service companies and machinery and equipment retailers, which enables a more agile service and better information to rural producers.<\/p>\n\n\n\n

3-3 e) Report the following information about tracking the effectiveness of the actions taken:<\/strong><\/p>\n\n\n\n

3-3 e) i) processes used to track the effectiveness of the actions;<\/strong><\/p>\n\n\n\n

The Bank is constantly audited by internal and external auditors, as well as by the Central Bank of Brazil and the Brazilian Development Bank (BACEN and BNDES, respectively, in Portuguese). The Company has engaged a consulting firm specializing in agribusiness to monitor internal and market movements, conducting benchmarking to suggest process improvements.<\/p>\n\n\n\n

3-3 e) ii) goals, targets, and indicators used to evaluate progress;<\/strong><\/p>\n\n\n\n

The Bank\u2019s goal is to expand rural credit with a sustainable bias and, to this end, it is preparing a campaign to publicize credit to the branch network and technical assistants of the credit lines through courses, lectures and participation in events, such as agricultural fairs.         <\/p>\n\n\n\n

3-3 e) iii) the effectiveness of the actions, including progress toward the goals and targets;<\/strong><\/p>\n\n\n\n

When new legislation is published, an impact analysis is carried out and the necessary measures are taken, including system adjustments and amendments to contractual clauses, among others, as quickly as possible. The effectiveness of the measures is reflected in the results of audits and compliance reports. As for the increase in the sustainable credit portfolio, we will be able to see the increase in the number of \u201csustainable\u201d loans granted at the end of the period compared to the previous period.<\/p>\n\n\n\n

3-3 e) iv) lessons learned and how these have been incorporated into the organization\u2019s operational policies and procedures.<\/strong><\/p>\n\n\n\n

Mindful of the legislation, the Institution has revised its internal regulations on environmental compliance.<\/p>\n\n\n\n

3-3 f) Describe how engagement with stakeholders has informed the actions taken (3-3-d) and how it has informed whether the actions have been effective (3-3-e).<\/strong><\/p>\n\n\n\n

Stakeholder feedback is an input to improving or adapting processes, aimed at best practices.<\/p>\n","protected":false},"featured_media":0,"template":"","categoria_indicadores":[1485],"codigo":[1456],"empresas":[],"ano_indicador":[1546],"class_list":["post-6167","indicador","type-indicador","status-publish","hentry","categoria_indicadores-material-topic-sustainable-products-and-business","codigo-gri-3-3-en","ano_indicador-2023-en"],"acf":[],"yoast_head":"\nManagement of material topics - Banrisul<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Management of material topics - Banrisul\" \/>\n<meta property=\"og:description\" content=\"3-3 a) Describe the actual and potential, negative and positive impacts on the economy, environment, and people, including impacts on their human rights. 3-3 b) Report whether the organization is involved with the negative impacts through its activities or as a result of its business relationships, and describe the activities or business relationships. 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